Business Line of Credit

Draw What You Need, as You Need It, Without Reapplying

$10 Thousand to $500 Thousand

Get your funds in as little as 24 hours with this product!

Built for business owners who want capital fast without pledging hard assets, a business line of credit gives you a set credit limit to draw from and repay as needed. Because it revolves, repaid funds can be reused without reapplying - especially useful for managing seasonal cash flow, seizing supplier discounts, and covering daily operational costs.

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Terms, Rates, and Fees

Many lenders won't show rates and fees until you apply. We show them upfront because transparency respects your time. Your lender sets the final terms in your financing agreement.

Loan amount range

$10 Thousand to $500 Thousand

Structure

Revolving line of credit

Collateral

Future receivables (no hard assets pledged)

Loan size

Generally 10% to 15% of gross annual revenue

Rate

Starting at 2.99% monthly, charged only on your outstanding balance

Monthly rates are not an annual percentage rate (APR).

Time to close

In as little as 24 hours

Term

12, 18, or 24 months

Draw / repayment

Weekly or monthly payments; draw, repay, and re-draw up to your limit

Prepayment

No prepayment penalty

Credit check

Soft pull only; no hard pull at any stage

Upfront fees

A draw fee may apply depending on program, generally 2% to 4% of each draw

Capital When You Need It. Draw, Repay, and Draw Again.

Contact us today to learn how a revolving line of credit can keep capital ready for your business.

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